Loans and Scholarships in Africa’s Higher Education Finance: A Comparative Analysis of Capitation, Policy and Recoveries in Eleven Countries

This article is a comparative analysis on financing of higher education in eleven African countries; Botswana, Ghana, Kenya, Lesotho, Malawi, Namibia, Rwanda, South Africa, Tanzania, Uganda, and Zambia. Existing trends practices loans scholarships relation to capitation, policy recoveries were compared the countries that also member state Association Higher Education Financing Agencies (AAHEFA). Data was collected at 2019 AAHEFA conference held Lusaka, Zambia, where chief executive officials or their representatives from country scholarship related institutions shared comprehensive reports funding countries. The data analysed thematically. shows several similarities differences ranging management structures, prioritization, recovery methods policies. High demand for student against limited resources loan among emerging similarities. included variations patterns, agencies nebulous structures. It argues since most these boards are infancy, they needed learn very fast how manage granting loans.